Even if you offer financing, EasyPay’s “Second Chance” financing program will help approve up to 75% of your primary lender customer financing declines and give them a better deal than a lease.
EasyPay is not a lease. So, there are NO restrictions on product, warranty, protection, delivery, tax, etc.- customers can use their approval amount to pay for everything.
Your customers will appreciate our tiered program which offers customized rates and terms based on their individual credit profile, ensuring a happy customer.
Benefits to Merchant:
• Up to 30% more monthly revenue – no more lost sales + brings in new customers
• Approvals up to $5,000
• No monthly fees or monthly minimums
• Finance everything – furniture, protection, warranty, delivery, and more
• Low 2.99% merchant fee or less based on volume
• No equipment or commitment required
• Same day merchant funding – not post deliver funding
• No recourse to merchant
• Faster process – Varied rates and terms for A to E credits all with one lender
Benefits to your Customer:
• 12 and 24-month payment terms
• Zero due today, no application fee or first payment due
• First payment due in 30 days
• 90 Day interest rebate promotion for all customers
• Customers can have their furniture now and pay over time
• Approve customers from good credit, to bad credit, to no credit
• Instant decisions via online or mobile application
• Builds good credit
We have found that most retailers have a “first look” lender, which is for prime or A credit customers generally. Some also have a “last look” or “no credit check” lease lender as their next option. EasyPay bridges the gap so you don’t have to put somebody with middle credit in the worst and most expensive program.